Checkout Pre-built payment page
A payment page that's ready when you are
Send customers to a secure, pre-built checkout. It takes card, bank and USSD, handles OTPs and 3-D Secure, and tells your server the moment the money is confirmed.
Why Checkout
Everything a payment page needs, already built
No forms to design, no card data on your servers, no PCI audit for your team.
Every way Nigerians pay
Visa, Mastercard and Verve cards with 3-D Secure, GTBank account debit and USSD on 22 Nigerian banks, on one page.
Paid means paid
A payment is only marked successful after the processor confirms the full amount. Never from the browser alone.
Your business, front and centre
Customers see your business name and the amount, with no Paybeta sign-up or account to create.
Built for phones
Most Nigerians pay on a phone. The checkout is fast on slow networks and fits any screen.
Receipts sent for you
The customer gets a receipt and you get a payment notice by email, both switched on or off in your console.
OTP and 3-D Secure, inline
Bank verification happens inside the checkout, so customers never bounce between sites.
How it works
Three steps from order to settled
-
01
Create a payment
One API call with the amount, your reference and the customer's email returns a checkout_url.
-
02
Your customer pays
Redirect them to the checkout, or open it over your page with a popup. They pay in seconds.
-
03
You get paid
We send a signed webhook once the money is confirmed, and settle it to your Paybeta wallet the next business day.
curl https://checkout.paybeta.ng/api/v1/payments \
-H "P-API-KEY: $PAYBETA_API_KEY" \
-d '{ "mode": "live", "reference": "LT-20931", "amount": 48500,
"customer": { "email": "tola@example.com" },
"redirect_url": "https://lagosthreads.ng/thanks" }'
You only pay on successful payments
Take your first payment today
Already on the Paybeta API? Use your live API key and start with "mode": "test".