Pricing
One simple fee, capped
You only pay on successful payments. The fee is fixed when the payment is created and shown in the API response.
1.5%
per payment,
capped at ₦2,000
- Pass the fee to your customer on any payment with pass_charge
- Settled to your Paybeta wallet the next business day
- Test mode is free: test payments never move money
- Volume pricing for larger businesses. Talk to us.
What you receive
You pay the fee (the default)
| Customer pays | Fee | You receive |
|---|---|---|
| ₦5,000 | −₦75.00 1.5% | ₦4,925.00 |
| ₦25,000 | −₦375.00 1.5% | ₦24,625.00 |
| ₦100,000 | −₦1,500.00 1.5% | ₦98,500.00 |
| ₦1,000,000 | −₦2,000.00 capped · 0.2% | ₦998,000.00 |
You pay the fee
Customer pays ₦25,000.00
You receive ₦24,625.00
With pass_charge
Customer pays ₦25,375.00
You receive ₦25,000.00
Pricing questions
More in the FAQ.
Who can use Paybeta Checkout?
Any business with a Paybeta API account. You use the live API key you already have; there is nothing new to sign up for.
How much does it cost?
1.5% of each payment, capped at ₦2,000. You pay the fee by default, or pass it to the customer on any payment with pass_charge.
When do I receive the money?
Successful payments settle into your Paybeta wallet on the next business day. Weekends and public holidays are skipped.
Can I test before going live?
Yes. Send "mode": "test" with your live API key and pay with test cards. Test payments never move money. Switch to "mode": "live" when you are ready.
You only pay on successful payments
Take your first payment today
Already on the Paybeta API? Use your live API key and start with "mode": "test".